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	<title>Work at Home&#187; Mystery Shopping</title>
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		<title>12 Ways To Save Up To $10,000 A Year</title>
		<link>http://www.how2workathomeonline.com/2009/08/12-ways-to-save-up-to-10000-a-year/</link>
		<comments>http://www.how2workathomeonline.com/2009/08/12-ways-to-save-up-to-10000-a-year/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 01:26:57 +0000</pubDate>
		<dc:creator>HonEB</dc:creator>
				<category><![CDATA[Save Smart]]></category>
		<category><![CDATA[Mystery Shopping]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shop and save]]></category>

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		<description><![CDATA[The first step to riches is to hold onto the money you have now. If you have a goal and the disapline to achieve it, you will find that you are actually richer than you think. Build a home based buinsess and enjoy the freedom of working at home.]]></description>
			<content:encoded><![CDATA[<p>In these economic times, everyone is looking t pinch some pennies, keep more money in their pocket or find ways to cut back on the stuff they really don&#8217;t need. Everyone is feeling the crunch but there are ways to take some of the pressures off. These recommendations may not be easy on the follow through but when the economy picks up again, will be one of the first people ahead of the gate.</p>
<ol>
<li><strong>Find Free Ways to entertain yourself-</strong> Get rid of the cable, cut up your blockbuster card, cancel your Netflix membership.  Try listening to local radio stations, picking up a free newspaper or magazine or get a library card. If you still insist on keeping your internet then fine. There are a lot of great online sites, like YouTube that offer free entertainment and you will definitely need your internet to check out my blog!;P.  An easy way to save on internet would be to cancel with any provider that is charging you the regular rate for your service and opt for a company that will give you a great introductory rate for 6-12 months. You may need to sign a contract but you will SAVE! SAVE! SAVE!</li>
<li><strong>Get Over Your Gas Addiction</strong>- and get yourself a bus pass, a bicycle or just walk. The weather is great and you would be doing your health and the environment some good. Depending on where you live, a bus pass may cost about $75-$120/mo.  There are people who easily pay 2x that when trying to fill up their tanks every month. Not to mention you don&#8217;t have to worry about paying for parking, maintenance, parking/speeding tickets, insurance fees&#8230; In many cities, a pass can say people up to $8000/year easy!</li>
<li><strong>Bag Your Lunch</strong>- you can easily save $7/day or up $140/mo if you work 5 days a week.  That’s almost $1700/year if you just take some leftovers or make a sandwich for work.</li>
<li><strong>Don&#8217;t Travel On Your Vacation</strong>- Awww, this may suck for those who had their hearts set on leaving the country for tropical weather and sandy beaches, but you can still enjoy your vacation at home.  If you live in the city, there are wonderful spas in your area. And why not check out landmarks and event happening around your city. Museums, Zoos, Festivals, Carnivals, Night Clubs, Shopping Centers, Fitness Centers, Country Clubs&#8230; you may be surprised about what’s happening in your area. A vacation for 2 overseas can cost as much as $2000 for 2 weeks. Airline tickets, transportation, hotel stay, food, and spending cash.  In this economic times, why not put that money back into your own community? If you insist on traveling abroad then why not go and see family. Usually you can get free accommodations depending on who you are visiting.</li>
<li> <strong>No More McD&#8217;s</strong>- No more eating out period.  Enjoy the family bonding you can get when cooking at home with the people you love. You can get a recipe book and try out some of your culinary skills. It could be funs, you&#8217;d save quite a bit, you will teach your kids good family values and you may even improve your health. Wining and Dining can cost a pretty penny and that’s because you are paying for the food, the time to prepare it, the utilities, health inspections, licensing, rent for the establishment, employee wages and the owner still needs to make a profit. Many restaurants tend to also serve extremely large portions. So you are either expected to stuff yourself silly or take home leftovers that you are highly likely to throw out eventually. So no more Starbuck and their designer coffees, no more Pizza Hut, No more Burger King&#8230; time for some wholesome home cooking from here on out!</li>
<li><strong>It Pays to Recycle!</strong> Give the environment a helping hand and save all your bottles and containers and turn them in for cash. At my work, I was surprised at how many of my co-workers were just tossing out their bottles like they were nothing. I&#8217;m 1 month, I was able to collect nearly $200.00 in bottles and cans. As they say, &#8220;1 man&#8217;s trash is another man&#8217;s treasure,&#8221; It&#8217;s easy to scorn and look down at individuals who rumage through other people&#8217;s trash for bottles and cans.  Hey, money is money. I&#8217;m not suggesting that you go out rummage for yourself. But keep in mind, that every bottle or can you save is money in your pocket. I never toss a can or bottle away. Even if I have to spend the whole day carrying an arm full, I will do so. If for nothing else but to keep that stuff out of the landfill.</li>
<li><strong>NO More Bottle Water</strong>- bottled water is definitely not better for you than tap water.  You are usually paying to drink the exact same stuff that comes right out of your tap for free. Also the chemicals in the plastic can leech its way into the water, especially if you leave the bottles in a hot place (like your car on a sunny day) for an extended amount of time. Get yourself a water filter jug or attachment for your faucet. Also, get yourself a reusable stainless steel canteen to store you water when you are on the go. Save your money, and keep bottles out of the landfill.</li>
<li> <strong>Get Rid OF Your Junk</strong>- Sell what you don&#8217;t want on eBay or in a yard sale. There are some thrift stores and pawn shops willing to pay for your old cloths, books, CDs, electronics you don&#8217;t use anymore. Put some extra cash in your pocket or shop for pennies at auctions, yard sales, pawn shops and thrift stores. Remember, &#8220;1 man&#8217;s trash is another man&#8217;s treasure.&#8221;</li>
<li>Open a GIC Savings Account- It&#8217;s a risk free way of saving money you don&#8217;t want to spend. There are many programs with 1, 2 or 3 year terms or different interest rates to choose from. With all that money you will be saving, a good savings plan will allow you actually see the results of your dedications and effort.</li>
<li> <strong>Take Advantage Of Coupons</strong>- Newspapers, magazines, flyers, websites&#8230; cut them out and save up to 25% on groceries when you go shopping. </li>
<li><strong>Lighten Your Load</strong>- Save money by taking better care of yourself.  One way to better your health is as simple as walking for at least 30 minutes a day 3 days a week can save up to $300/year in health care costs.  And it&#8217;s FREE.  Instead of taking the escalator or elevator, take the stairs. Ride your bike as much as possible. Also, take better care about portion control. No, I’m not telling you to starve yourself. But rather then eating to the point of being stuffed, try to go for a state of satisfaction. Eat slowly. It can take up to 20 minutes for your brain to receive the message that you are full so if your brain enough time to catch up with your tummy. Eat out of smaller plates and containers. You are less tempted to over eat when you eat of small containers compared eating out of the original product packaging( e.g. poor potato chips into a small bowel rather than eating it straight from the bag). If you eat less, you will need to spend less on food. But again, if you already got your eating habits under control, don&#8217;t starve yourself.  But keep in mind that being overweight can weigh heavily on both your wallet and the environment <a href="http://www.rustylime.com/show_article.php?id=3476">RustyLime Article</a>.</li>
<li> <strong>Sign Up For </strong><a href="http://www.how2workathomeonline.com/category/cashback/"><strong>Cash back </strong></a><strong>Programs Online</strong>- You get an automatic discount at your favourite stores plus you get bonuses for sharing these programs with your friends.</li>
</ol>
<p>Check out  <a href="http://www.how2workathomeonline.com/2009/08/12-more-ways-to-save-up-to-10000-a-year/" target="_self">12 More Ways To Save Up To $10, 000 A Year. </a></p>
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		<item>
		<title>Going Undercover:Another Secret Agent Position!</title>
		<link>http://www.how2workathomeonline.com/2009/07/going-undercoveranother-secret-agent-position/</link>
		<comments>http://www.how2workathomeonline.com/2009/07/going-undercoveranother-secret-agent-position/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 03:52:39 +0000</pubDate>
		<dc:creator>HonEB</dc:creator>
				<category><![CDATA[Freelance]]></category>
		<category><![CDATA[Mystery Shopping]]></category>

		<guid isPermaLink="false">http://www.how2workathomeonline.com/?p=114</guid>
		<description><![CDATA[You may have read my review about being an agent for the kgb but here is another top secret money making opportunity that rewards you for doing something you love... or hate to do already.]]></description>
			<content:encoded><![CDATA[<p>It may sound too good to be true but you can get paid to go shopping! It&#8217;s Called Mystery Shopping.</p>
<p>So how does this work?</p>
<p>Well, there are employers who are willing to pay you to give a detailed evaluation of your shopping experience at their stores. The reason behind this is because one of the most important things a business needs to maintain is good quality customer service and gathering feedback from a cutomer&#8217;s point of view is vital to accomplishing this task.</p>
<p><strong><span style="color: #ff0000;">5  Key Points That Employers Look for in Accessing Level of Quality Customer Service:</span></strong></p>
<ol>
<li><strong>Look Professional</strong>. Employees are expected to dress in the store uniform or adhere to the store dress code.</li>
<li><strong>Be Professional</strong>. Employees need to maintain a balance of being attentive to the needs of their customers as well as be focused on the routine tasks that needs to be completed during their  regular shifts.  Employees are also expect to communicate with other employees and customer using appropriate language and behave in a manner that is appropriate to the work environment.</li>
<li><strong>Be Respectful and Helpful</strong>. The employees should be aware of the customers in their store and be willing and eager to approach customers and offer their assistance.</li>
<li><strong>Be Knowledgeable</strong>. The employee is expected to be knowledgeable about the products and services that the store offers. This is where adequate training is key. Employers want to be sure they are giving their employees enough information and training to meet their customers needs. Mystery shopping helps to gauge how receptive employees are to the information they receive from employers.</li>
<li><strong>Maintain the Store Front</strong>. Employees are expected to maintain an inviting, clean, well stocked store front.</li>
</ol>
<p>Business owners, managers and supervisors will routinely do a walk through, monitor the store front and access the activity of their employees to look out for the 5 factors mentioned above. But usually employees tend to behave differently when they know they are being observed and evaluated.  What employees need is a more accurate gauge of the atmosphere in their stores when the employees think that no one is looking.  That’s where you come in.</p>
<p>Your mission, if you choose to accept it, is to visit these stores and play out a scenario that the employers request that you follow. You are then required to take the feedback that you&#8217;ve gathered, fill out a survey and/or type out a very detailed report about what actually transpired during your visit.</p>
<p>Sounds easy? Well&#8230;</p>
<p><strong><span style="color: #ff0000;">This is very fun but it definitely is not easy. I&#8217;ve been there, tried that and here is my personal experience in regards to this type of freelance work:</span></strong></p>
<p>When I first became involved in Mystery shopping, I actually applied at about 50 different agencies that were looking for shoppers. 5 actually had some consistent work for me to do.  To tell you the truth, 5 was more than enough! The average pay per shop was about $20.00 per visit but there were some shops that required 2 or more visits to complete the scenario.  I probably dedicated about 2-3 h per shop from the time I received assignments and reviewed my scenarios to the time I gathered enough feedback to type up my report. So, I was probably making less then $7/h  for my work,  and where I live, that is less than minimum wage! For me, that works out to be almost 1/3 of my hourly wage at my regular job. </p>
<p>So, why would anyone become a mystery shopper? Well, it allows individuals to make some money from doing something they would do regardless of whether they were getting paid.  2 of the assignements I took on required that I visit a Sunglasses Shop. I already needed a pair of sunglasses and so I was able to make $40.00 from my 2 visits(on the same day, time and in the same mall). That $40.00 went a long way in paying for a pair of sunglasses that cost $160.00.  On top of the $40.00 I received, I also got a discount of 10% on the glasses just for doing the assignement. So it was definitely worth it and all I had to do was fill out 2 surveys and  type up 2 report that only took me 2 hours to finish up.</p>
<p><strong><span style="color: #ff0000;">What Kind of Stores are Looking for Mystery Shopper?</span></strong></p>
<p>Clothing and Other Apparel Shops</p>
<p>Bath and Body Shops</p>
<p>Electronic Stores</p>
<p>Restaurants</p>
<p>Department stores</p>
<p>Various Kiosks</p>
<p>Vehicle Dealerships</p>
<p>Prescription Lenses Stores</p>
<p>Optometrists and Dentist Offices</p>
<p>Travel Agencies</p>
<p>Insurance Agencies</p>
<p>Video Rental Stores</p>
<p>Kitchen Ware and Appliances</p>
<p>Virtually Any Walk-in Store Front&#8230;</p>
<p><span style="color: #ff0000;"><strong>Do you want to be a Mystery Shopper? Here are some tips and tricks to make your shopping experience all the more fun and productive.</strong></span></p>
<ol>
<li>Do yourself and other shoppers in your area a favour and only do shops above $10.00. Mystery shopping is real serious business and you should be paid accordingly for your efforts. How insulting is it for an employer to expect people to devote 3h+ hours of their own time, gas, their own paper (<em><strong>you may need to print off your assignment and write notes</strong></em>), and printer ink  for as low as $3/visit. If I were to take public transit it could easily cost me $6 for a round trip, as well as spending at least 2 hours in transit. Plus, these employers expect me to reserve time in my planner to visit these stores on specific days and at specific times. So why would I waste my time? Even to fill out the evaluation takes time and that $3 isn’t even covering  that.  I don’t know how much you are in need to save money but my time is precious and I would rather work 1 extra hour at my regular job then to waste time for only a $3 savings.  Just don’t take on these assignments  out of principal. If you don&#8217;t take those low paying assignments the employer may have to raise their payout. I&#8217;ve seen assignements start at $10 and then turn into $150 dollars because there were no takers at the lower offers.</li>
<li>Take Mystery Shopping seriously. This isn&#8217;t a game.  It&#8217;s a real job opportunity. There are people making anywhere from $120-2400/mo doing this. So invest in a mini voice recorder, a good printer/scanner, review your assignment before you head out, complete your assignments on time, contact your Shopping Agency before the due date  if you cannot complete the assignment  or need an extension. Be professional. </li>
<li>Spell Check is your friend. Do your best and make an effort to proof read and correct and spelling errors before you submit you report. Mystery Shopping Agencies will approve your assignments picks based on your past performances. The more experienced and better detailed you are in completing your assignments, the more opportunities you will get.  Mystery Shopping Agencies also need to report back to the employers on your behalf. So they will edit your report for grammatical/spelling errors and missing information. The less work you leave them to do, the more they will trust you to complete more important, higher paying tasks.</li>
<li>When typing out your evaluation of  your experience, try to keep it as detailed as possible. Provide the exact date and time you arrived and left the store. Provide a detailed discription of the employee that assisted you (<em> <strong>name [always ask the attending  employee his/her name or read their name tag]</strong></em><strong>, hair color, glasses, jewellery, hair color/style, exposed tattoos, piercings ( </strong><em><strong>note the number of piercings, their placements on the body, the type of  piercing jewellery[small earring studs are usually appropriate for most jobs but dangly earrings or ear jewellery that stretches the piercing hole many not be appropriate for most work environments]. for example, a female employee with only 1 piercing in each ear is not worth noting in your report. But an employee with an ear full of jewllery, piercings on the lips, cheek, eyebrow or any other ackward locations may be noted. Keep in mind that you need to take into account if the piercing(s) or other apparel is appropriate for the store environment. For instance, if you are mystery shopping a Tattoo and Piercings Parlor then there is no point in making special note about piercings and tattoos except as a way to descriptively identify individuals for whom you do not know their name</strong>.)</em> The more descriptive you are the more confidence you build in the employer who receives your  report.  Anyone can type up a report out of thin air while never stepping foot into the store. But an employer can be sure you were present at the store on the date and time they assigned if you provide details that are verifiable and only someone who was present would know.</li>
<li>Keep any receipts, flyers or brochures you received during your visit. You may be requires to scan or mail proof of your visit in order to receive payment and any compensation.</li>
<li>Invest in a mini digital voice recorder. You will need to be detailed in your report and recording your conversations with employees will help tremendously! I personally would tuck my mini recorder in-between my breasts and allowed it to be held in place by my bra strap. It&#8217;s important you keep the recorder as close to your mouth as possible but out of sight. Also be sure not to cover the mic in such a way to muffle or distort the recording. When no one was looking or if i were in a position where no one could hear what I was saying, I would verbally make notes into the microphone about the time I arrived/left the store, the name of the employer, quick description of the employee&#8217;s appearance, the overall appearance of the store front and any specific displays. I would sometimes start or finish my conversation with an employee by asking their name as subtle way to make a verbal note of the employee’s name rather risking being suspected as a Mystery Shopper by personally making a verbal note into the recorder. When I was with an employee, I would subtly describe any merchandise into my recorder that we were looking at so that I could recall the products when writing up my report.  If you are going to make subtle verbal notes while in the presence of the employee be sure to do so without leaving hints of your intentions.</li>
<li>READ YOUR ASSIGMENTS CAREFULLY before you volunteer to complete it. Also review your assignment just before you go into the store. Do not take your assignment print out or any paperwork pertaining to the assignment into the store  while completing the shop. Do not make written notes while in the store and expecially while you are with an employee. Do all your writing after you leave the store. If you forget any information and need to return to the store, be very weary about returning the same day. contact your Agent to see if its ok to redo your shop on another day. Many times Agencies do not want you returning to the same store twice to gather more information. So be sure to do a thorough job the first time. You may need to memorize or rehearse the things you will say and the questions you will ask before going to the store. Feel free to lie about yourself  if it may help you to build a character that the employee may believe. If you do not follow the assignment exactly as specified you may not receive payment or compensation for any expenses.  Be sure to follow the assignment exactly as required.  You may be required to do the assignement on a specific date and time,  approach a specific employee, and/or bring another person along. If you stray from your requirements, you may not be compensated and you may also leave a negative impression with your Mystery Shopping Agency. They may not pick you to complete any similar assignments in the future.</li>
<li>Be as natural as possible. Try to act like a typical, normal, everyday shopper. You don&#8217;t want to do anything to bring special attention to yourself but still be engaging with the employee(s). </li>
<li>Number 9 may help you fulfill number 8. You can bring friends, family and children along for your shops.  You can also shop when the store is relatively busy(<em><strong>If the store is too busy, you may not get the best evaluation material to write about in detail because employees may be responsible for doing multiple tasks while assisting you. Trying to do a fair evaluation at these times will do little to help employers better access and train their employees in the future</strong></em>) But when there is a moderate amount of people in the store, this is the time when employees are less on guard because there so many thing happening at once. You become more  inconspicuous as you blend into with other shoppers. But be sure to adhere to your shopping assignment requirements. If you are required to shop alone, then shop alone. If you are required to bring a specific  number of people to the shop, then do so. Some assignments will require that you leave children under a certain age at home. Keep that in mind when accepting assignments.</li>
<li>Try to get more than one assignment that can be done on the same day, time and in roughly the same area. That way you can make one trip, save time, gas money and put more money in your pocket. Kill 2 birds with one stone, as they say. Personally, I try to get assignments at malls for this very reason. You can easily turn a assignement that would normally pay $10.00/visit into a $20.00/visit just by doubling up.  </li>
<li>Complete you report ASAP while the  details are fresh in your memory. If you wait several hours or days to write up the report, you may be forced to rely heavily on the voice recordings which will only provide verbal cues to help  refresh your memory but still lag in the area in providing visual details that are just as important as relaying back the conversation that took place. </li>
<li>If you are going out of town or going away on vacation, see if you can pick up assignments in other cities and countries if you know that you will be in the area. </li>
<li> Pick assignments close to home. That way you save on travel expenses. </li>
<li>Pick assignments for stores with products and services that you frequently purchase. For instance, when I need a new pair of prescription glasses, I&#8217;m almost always guaranteed to have an assignment  at both an optometrist  and a prescription eyewear store. Why volunteer for an assignment that offers products and services that don&#8217;t meet your needs or interest?  Some assignments will not pay you for the visit, but rather, offer a discount on products your purchase at the store. Keep that in mind when picking assignments.</li>
<li>Be organized. When assignments are available, they will have the date(s) and time for which the shop must take place and there will be a date for when the report will be due. Get a day planner, especially if you plan on doing multiple shops for different agencies, and  record when and where you need to be. Try to give yourself enough time to complete the shop and write up the report. Get your reportes completed on time. </li>
<li> Some agencies will pay in a currency that is outside your country. I&#8217;m Canadian and I’ve been paid in Euros, US dollars and British pounds for completed assignments. I don&#8217;t mind getting paid in these currencies but be sure to keep your eye on this fact as it can affect how much money you earn once the money is converted to your home currency.</li>
<li>Have fun! Need I say more?</li>
</ol>
<p>Check out <a href="http://www.volition.com/mystery.html">Violition</a> for Agencies in your area</p>
<p>Check out <a href="http://www.mysteryshop.org/">MSPA</a> for for more information, resources and opportunties in your area.</p>
<p><span style="color: #ff0000;"><strong>HAPPY SHOPPING !</strong></span></p>
<p><span style="color: #000000;"> </span></p>
<p><span style="color: #000000;"> </span></p>
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